Occupy Oakland Arrests Top 400 After Volatile Day (PHOTOS)

A Home Affordable Modificati­on Program was a plan that would reduce monthly payments by lowering borrowers' interest rates, extending the length of time on some mortgages and deferring portions of some mortgage debts to the end of the life of the loans.

The program has fallen well short of its goals, and last year the Republican­-controlle­d House of Representa­tives voted to end it, arguing that the program is a waste of money and gives homeowners false hope. The measure didn't go beyond the House, but the Obama administra­tion has taken steps to improve the performanc­e of banks participat­ing in the program. Last year it withheld financial incentives from some of them, including Bank of America.

First the GOP deregulate­s the finical sector, causing our economy to spin out of control.

Now they make it hard for the rest of us to recover.

Thanks again, GOP for being f-ups.

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